Financing Your Landscape Project

Large-scale installation job site

Large landscaping projects can get pretty expensive, but don't write-off your dream yard yet! Your project may seem out of reach when you first look at your budget. However, there are options that can help make creating your dream yard feasible. You might even be able to do more than you originally hoped! We're talking about project financing, and today we're going to discuss some benefits of financing your landscape project. Even if you can fund your project without financing, there are some reasons why you should at least look at what financing options are available to you.

---

Some people get nervous when they hear the word financing. They picture high interest rates, complicated approval processes, and long periods of waiting for funds to be made available. The process of financing your project can be a lot easier than you may think though. You can also compare multiple offers in order to find the best choice for your needs. In the video below, Terry McNair, owner of Real Turf Solutions, discusses some key points about landscape project financing.

Why Finance?

Eliminate Project Phases

Large projects are sometimes split into phases when budget constraints are a concern. Doing a project in phases looks something like this: Phase 1 - install hardscaping, wait two years, phase 2 - install new beds and irrigation, wait two years, phase 3 - re-sod yard. 

Why split your project up like this when you can get it all done in one go by financing your project? 

Expand Your Project

You might find out that you qualify for more financing than you had originally thought. This means that you could choose to do more with your project and add extra to your landscape! Maybe you originally thought you'd just do a patio hardscape, but you find out you qualify for enough to add a fireplace on the patio too. The choice to add more is up to you of course, and you don't have to take the maximum amount you qualify for if you'd rather stick to your original plan. However, if you do find out you qualify for more than you originally thought, it's worth asking your landscape designer for a few ideas on what you might be able to add with the extra budget.

You can check how much financing you might qualify for using our free financing calculator. It's free to use, and it won't impact your credit score!

Pay Over Time

Financing your landscape project allows you to pay for your dream yard over time. Spreading the cost out can help keep your finances stable rather than having a large chunk of money coming out all at once. This way you have a safety net for any unexpected expenses that might come up right after your project.